This post is nothing more that a cry for help..for empathy. Have you seen the “Lower My Bills” tile ads. These ads are everywhere! As pervasive as the Giggle IQ test. You’ve seen the newest one right…the silhouetted dancing guy in a suit shaking his hips like Elvis. They are built in Flash. They are awful, ugly, poorly designed from a purely aesthetic perspective…they are today’s “Punch the Monkey” ad.

And, importantly, they exist because of credit card debt since they are selling dept consolidation. Is there any way we can clean up our web world of these kinds of eyesores? (The correct answer is: no.) And beyond the topic of design, the savings rate in the USA is negative. Yes, Americans spend more than they save. I guess that’s what trickle down economics means.